The Fair and Accurate Credit Transactions Act allows consumers the ability to access one free credit report annually. To obtain a free credit report, go to www.AnnualCreditReport.com. After obtaining your annual free report, the cost of additional reports is approximately $10 each.
The Better Business Bureau advises consumers to be suspicious of offers of "free credit report checks." The Bureau recommends never utilizing a free credit check offered online, by email, or over the phone by a telemarketer. Your best bet for accessing your credit report is to use the site that is the product of the three nationwide consumer credit reporting agencies (which is cited above). More information from the Better Business Bureau on credit reports is available at: https://www.bbb.org/nebraska/ .