What Is The Government Doing To Protect Consumers Against Id Theft?

The State of Nebraska has enacted the Personal Identity Defense Act to define this crime. The act sets forth varying punishments for criminals, including that restitution be made to the victim (which is essentially re-paying the victim for the stolen goods).

In 2007 the Nebraska Legislature passed a law that allows consumers to freeze their credit reports. Any consumer in Nebraska may place a security freeze on his or her credit report by requesting it in writing by certified mail to the credit reporting agency. A security freeze shall prohibit, with certain specific exceptions, the credit reporting agency from releasing the consumer´s credit report or score relating to the extension of credit without the express authorization of the consumer. If your credit files are frozen, even someone who has your name and Social Security number probably would not be able to obtain credit in your name.

The Attorney General has a Consumer Protection Division to handle consumer scams faced by Nebraska citizens. The Attorney General´s office can be accessed at https://ago.nebraska.gov/consumer_protection and by telephone at (402) 471-2682 or toll free at 1 (800) 727-6432.

Under the Fair Credit Billing Act consumers are only required to pay up to $50 for fraudulent charges on a credit card account.